Planning tools

A clearer starting point for the decisions ahead.

Explore a few numbers around retirement income, workplace savings, annuities, and family protection. These estimates can help you prepare for a fuller planning conversation.

Retirement planning

Build a more confident income picture.

Retirement Income Needs

Compare your projected retirement savings with the amount that may be needed to supplement other income.

Current ageRetirement ageCurrent retirement savingsMonthly retirement contributionDesired monthly income, in today's dollarsEstimated monthly Social Security and pensionExpected annual return before retirement (%)Expected annual return in retirement (%)Inflation assumption (%)Plan through age

Your estimate

Projected savings at retirement

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Estimated savings needed

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Estimated difference

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Estimate for illustration only; not financial advice. It assumes steady returns, inflation and income over time, and does not account for taxes, fees, or changing circumstances.

Annuity Calculator

Explore an illustrative level monthly payout from a lump sum over a selected period.

Amount used to fund the annuityExpected annual return during payout (%)Payout period in years

Your estimate

Estimated monthly payout

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Total estimated payments

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Estimate for illustration only; not financial advice or an annuity quote. Actual contract payouts depend on product terms, fees, rates, options, and insurer guarantees.

Savings & protection

Protect your family and strengthen your plan.

401(k) Savings Calculator

Estimate how contributions, employer matching, salary growth, and investment returns could add up.

Current 401(k) balanceAnnual salaryYour contribution (% of salary)Employer match (% of your contribution)Employer match applies up to (% of salary)Annual salary growth (%)Expected annual return (%)Years to save

Your estimate

Projected 401(k) balance

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Estimated employer match added

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Estimate for illustration only; not financial advice. Actual plan rules, vesting, contribution limits, fees, taxes, and investment returns may change results.

Life Insurance Needs

Build a starting estimate around the income, obligations, and resources your family may need.

Annual income to replaceYears of income to replaceMortgage and other debtsEstimated education costsExisting savings and investmentsExisting life insurance coverage

Your estimate

Estimated coverage need

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Gap versus existing coverage

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Estimate for illustration only; not financial advice. A full needs analysis may consider taxes, final expenses, business interests, policy terms, inflation, and survivor income.

Next step

Want to put the numbers in context?

Bring your estimates, questions, and priorities. We will help you understand what they may mean together.

Talk with our team